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Health Care
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Policies & Analysis

Learn more about the policies and actions taken by the Trump-Vance administration, and how they threaten communities, freedoms, and democracy.

The Trump-Vance Administration is trying to

Undermining the Affordable Care Act

What we know

This rule makes it more difficult for millions of Americans to access health insurance.

Formal Name

Patient Protection and Affordable Care Act; Marketplace Integrity and Affordability

Status
Challenged
Formal Identifier

RIN 0938-AV61

June 25, 2025

Anticipated Impact

In June 2025, the Trump-Vance administration finalized the “Marketplace Integrity and Affordability” rule through the Centers for Medicare and Medicaid Services (CMS). The rule imposes surprise fees, undermines premium subsidies, and creates new barriers to accessing coverage under the Affordable Care Act (ACA). It will raise costs for millions of Americans and cause an estimated 2.2 million people to lose coverage. The challenged rule introduces unjustified “junk fees” on people who auto-enroll in no-cost plans, undermines tax credits, and allows insurers to deny coverage over old debts. A typical family of four could see their annual costs rise by more than $700, despite no change in plan. Rather than promoting affordability, the rule destabilizes the insurance market and penalizes vulnerable families.

By the Numbers

Partner Analysis

People are fighting back

How communities are responding

Democracy 2025 and our partners are ready to counter threats to people's rights, justice, and equality in courtrooms and communities across the country. Learn more about how people and communities are responding to this harmful policy:

Join the Fight for Democracy

Help us counter unlawful, anti-democratic actions from the Trump-Vance administration and protect people, freedom, and justice.

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